MundoKit

South Africa PAYE Calculator 2026/27

Enter cash salary or a cost-to-company package, then separate taxable benefits and cash deductions. This worksheet estimates regular full-year pay using the 2027 tax-year rates.

Inputs
ZAR
Example amount. Use the selected period for all monetary inputs.
ZAR
Enter the payroll-assessed taxable value, including taxable employer contributions. This may differ from package cost.
ZAR
Only cash included above that payroll confirms is exempt.
ZAR
Enter the allowable amount after statutory limits, not the total contribution. This does not subtract cash.
ZAR
Include pension, medical scheme and other payslip deductions once, even where a tax deduction also applies.
ZAR
Enter applicable medical or other payroll-approved credits; no eligibility is inferred.

Results

Estimated cash take-home — entered period
ZAR 25,141.88
PAYE — entered period
ZAR 4,681.00
PAYE — annual equivalent
ZAR 56,172.00
Package, tax and cash are separate
ItemEntered periodAnnual equivalent
Gross cash salaryZAR 30,000.00ZAR 360,000.00
Taxable remuneration after entered deductionsZAR 30,000.00ZAR 360,000.00
PAYEZAR 4,681.00ZAR 56,172.00
Employee UIFZAR 177.12ZAR 2,125.44
Cash take-homeZAR 25,141.88ZAR 301,702.56
  • 2027 tax year: 1 March 2026–28 February 2027. Assumes regular pay for a full year; no bonus, directive or partial-period calculation.
  • Deductions and benefit values are supplied by you, not validated for tax eligibility. Ordinary UIF uses gross cash salary; choose the override for a different payroll-confirmed base. Annual UIF assumes equal monthly remuneration.

Results update as you type. The share link stores your inputs after the # in the address, which is not sent to our server, but anyone you send it to can read them.

This is a general estimate for information only, not tax, legal or financial advice. Real rules have more conditions than a calculator can show, so check the official source below or a qualified professional for your situation.

Last checked 2026-11-14. Rules change, sometimes at short notice. We list the date we last checked each official source; confirm with the official government source before you travel, buy or file. This is general information, not legal or immigration advice.

How it works

The SARS quick reference card applies from 1 March 2026 through 28 February 2027. We apply its annual bracket formula, subtract age rebates and your entered credits, and floor tax at zero. Monthly inputs are annualised and tax is divided by 12.

Cash = package − employer costs Taxable = max(0, cash + taxable benefits − exempt cash − approved deductions) Take-home = cash − PAYE − employee UIF − cash deductions

Employee UIF is 1% of gross cash salary in ordinary mode, which follows salary or package changes automatically. Select the explicit payroll override to enter a different UIF base. Contributions are, capped at R17,712 per month. Annual mode assumes equal monthly pay. Employer UIF is not deducted again from employee cash.

Rounding: no intermediate rounding; money displays two decimal places. This formula estimate can differ from payroll deduction tables.

Worked examples

R30,000 monthly cash salary

Under 65, no adjustments, and UIF remuneration of R30,000: annual taxable pay is R360,000. Annual PAYE is R56,172, monthly PAYE R4,681 and employee UIF R177.12. Estimated take-home is R25,141.88.

R31,000 package worksheet

Monthly package R31,000 less R4,000 employer costs gives R27,000 cash. Add R2,000 taxable benefits and deduct R2,000 approved deductions. Under 65, with no credits, R1,500 cash deductions and UIF remuneration R27,000: PAYE is R3,901 and take-home is R21,421.88.

Worksheet limits

No automatic retirement deduction limit, benefit valuation or medical-credit eligibility calculation is included. Ask payroll for these inputs. A negative cash result indicates that the entered deductions exceed the available pay.

Frequently asked questions

Why is the 2026/27 year called 2027?
SARS labels the year by its end: 28 February 2027.
Does an employer benefit reduce tax?
Not automatically. Enter package cost and taxable value separately. Enter only approved deductions after the applicable limits.
Where do pension and medical payments go?
Employee payments belong in cash deductions. Any allowable tax deduction or credit belongs in its separate field too. Employer costs removed from the package should not also be removed as employee cash deductions.
Can I use this for a bonus or a mid-month start?
No. This worksheet assumes regular full-year remuneration. Bonuses, tax directives and partial periods need their own payroll method.
Why do the guide examples differ?
The guide’s advance-salary example shows R4,171 monthly tax on R28,000. Its current quick-reference formula gives R4,161 before credits. We use the current rate table, not that inconsistent example.

Sources

Last reviewed 2026-11-14; next review due by 2027-01-15. The method is written out above so you can check our math.