Australia Payday Super receipt deadline calculator
Enter payday and review the bundled 2026 holiday calendar to count the ordinary fund-receipt window. New employees and other exceptions need a separate check.
Results
- Ordinary fund-receipt deadline (2026 preset)
- 2026-07-10
- Counted business days after payday
- 7
| Date | Treatment |
|---|---|
| 2026-07-02 | Business day 1 |
| 2026-07-03 | Business day 2 |
| 2026-07-04 | Weekend |
| 2026-07-05 | Weekend |
| 2026-07-06 | Business day 3 |
| 2026-07-07 | Business day 4 |
| 2026-07-08 | Business day 5 |
| 2026-07-09 | Business day 6 |
| 2026-07-10 | Business day 7 |
- The fund must receive the contribution; sending it to a clearing house is not proof of fund receipt. Pay super on payday and allow processing time.
- Preset coverage: 1 January–31 December 2026, checked 14 November 2026. Dates beyond coverage, overrides and windows touching regional-substitution or part-day review dates remain provisional even after confirmation. Local holidays are excluded.
Last checked 2026-11-14. Rules change, sometimes at short notice. We list the date we last checked each official source; confirm with the official government source before you travel, buy or file. This is general information, not legal or immigration advice.
This is a general estimate for information only, not tax, legal or financial advice. Real rules have more conditions than a calculator can show, so check the official source below or a qualified professional for your situation.
How it works
ATO guidance requires ordinary contributions to reach the fund within seven business days from 1 July 2026. The Act’s usual-period definition ends on the seventh business day after payday.
receipt deadline = payday + 7 counted business days
Payday is day zero. Saturdays, Sundays and preset and added qualifying public holidays are skipped. Dates use calendar arithmetic without time-zone shifts or rounding. The preset covers 2026 only. The entire counting window must be within coverage. Overrides and windows touching September 28, November 3, December 24 or December 31 stay provisional: regional substitutions and part-day treatment need manual review. A confirmation checkbox cannot remove these limits.
Worked examples
Picnic Day counts nationally
Payday July 31, 2026 skips NT Picnic Day on August 3. Count August 4, 5, 6, 7, 10, 11 and 12: the receipt deadline is August 12, 2026. Brisbane’s local show holiday does not exclude August 12 nationally.
Ordinary July window
For payday Wednesday July 1, 2026, the seven counted weekdays are July 2, 3, 6, 7, 8, 9 and 10. The candidate receipt deadline is July 10.
One additional non-business date
For the same payday, entering July 6 as a hypothetical qualifying holiday moves the candidate receipt deadline to July 13, 2026. This is a counting example, not a claim that July 6 is a holiday.
Bundled 2026 calendar
Whole-state/territory full-day dates from the government lists; weekends are skipped separately. Regional-only holidays are excluded. Regional-substitution and part-day review dates are not automatically excluded; affected results are provisional.
- 2026-01-01: New Year
- 2026-01-26: Australia Day
- 2026-03-02: WA Labour Day
- 2026-03-09: ACT/SA/TAS/VIC holiday
- 2026-04-03: Good Friday
- 2026-04-04: Easter Saturday
- 2026-04-05: Easter Sunday
- 2026-04-06: Easter Monday
- 2026-04-25: Anzac Day
- 2026-04-27: Additional Anzac holiday
- 2026-05-04: NT/QLD holiday
- 2026-06-01: ACT/WA holiday
- 2026-06-08: King’s Birthday
- 2026-08-03: NT Picnic Day
- 2026-09-25: VIC Grand Final Friday
- 2026-10-05: ACT/NSW/SA/QLD holiday
- 2026-12-25: Christmas
- 2026-12-26: Boxing / Proclamation Day
- 2026-12-28: Additional Christmas holiday
Frequently asked questions
Does payday count as day one?
Which public holidays matter?
Is payment to a clearing house enough?
What about new employees or a changed fund?
Are holidays loaded automatically?
Sources
- Fair Work Ombudsman — 2026 state and territory calendars (checked 2026-11-14)
- NT Government — Picnic Day (checked 2026-11-14)
- ATO — Payday Super (checked 2026-11-14)
- Payday Superannuation Act 2025 — Schedule 1 definitions (checked 2026-11-14)
- Commonwealth Superannuation Corporation — Business day definition (checked 2026-11-14)
Last reviewed 2026-11-14; next review due by 2027-01-15. The method is written out above so you can check our math.