MundoKit

China personal FX quota calculator

Enter dated USD-equivalent quota debits from your bank records. See separate purchase and settlement balances and how a planned transaction changes one ledger.

Inputs
Example entries. One date, USD-equivalent quota debit per line. Use bank-recorded amounts; blank means none. Maximum 500 lines.
Separate ledger, same format: YYYY-MM-DD, amount. Enter only transactions charged to the facilitation quota.
USD equivalent
Example amount. This is separate from the ledger; do not count it twice.

Results

Remaining purchase quota before plan
$30,000.00
Remaining after plan
$20,000.00
Recorded plus planned amount above facilitation quota
$0.00
2026 separate ledgers (USD equivalent)
LedgerRecorded useRemainingRecorded excess
purchase$20,000.00$30,000.00$0.00
settlement$5,000.00$45,000.00$0.00
  • 0 entries outside 2026 excluded.
  • Purchase quota here applies to domestic individuals. Overseas individuals have different purchase procedures.
  • This is a worksheet, not a bank balance. Documented transactions above the facilitation quota may be possible; consult your bank. Entries are not saved automatically.

Results update as you type. The share link stores your inputs after the # in the address, which is not sent to our server, but anyone you send it to can read them.

Last checked 2026-11-14. Rules change, sometimes at short notice. We list the date we last checked each official source; confirm with the official government source before you travel, buy or file. This is general information, not legal or immigration advice.

This is a general estimate for information only, not tax, legal or financial advice. Real rules have more conditions than a calculator can show, so check the official source below or a qualified professional for your situation.

How it works

SAFE Article 2 sets separate annual USD 50,000-equivalent amounts for personal settlement and domestic-individual purchases. This is the facilitation-quota framework introduced in 2007; the linked republication is marked amended. It is not a universal cap on documented foreign-exchange transactions.

Used = sum of quota debits dated in the selected calendar year Remaining = max(0, 50,000 − used) After plan = max(0, 50,000 − used − planned debit)

Each ledger runs from January 1 through December 31. Unused amounts do not carry forward. Enter bank-recorded USD equivalents, not amounts in another currency. No exchange rate is assumed. Totals use unrounded inputs; displayed dollars round to cents. Duplicate lines count twice. Correct errors by editing the original entry. The worksheet does not connect to or reconcile with a bank.

Worked examples

Separate purchase and settlement use

In 2026, purchases of $12,000 and $8,000 use $20,000, leaving $30,000. A separate $5,000 settlement leaves $45,000 in that ledger. A planned $10,000 purchase leaves $20,000.

A plan above the remaining amount

Recorded purchases of $48,000 leave $2,000. A planned $3,000 purchase makes the recorded-plus-planned total $1,000 above the facilitation quota, with $0 remaining. Ask the bank about the applicable documented procedure.

Frequently asked questions

Does selling currency restore my purchase quota?
The two ledgers are separate. A settlement is not subtracted from purchase use in this worksheet.
Is $50,000 a ban on larger transactions?
No. SAFE provides documentation-based procedures above the annual amount, including non-business current-account transactions under Articles 10–12.
Does this purchase quota apply to every visitor?
No. Article 2 specifies domestic individuals for the purchase quota. Overseas individuals have separate procedures under Article 13; this tool does not determine your classification.
Can unused quota carry into next year?
No. SAFE specifies a January 1–December 31 calendar year with a new annual amount, not accumulated unused balances.
Are my entries saved?
No automatic ledger storage is provided. Keep your own records. The page’s copy-link action puts inputs in the URL fragment; share that link only if you intend to share the ledger.

Sources

Last reviewed 2026-11-14; next review due by 2027-01-15. The method is written out above so you can check our math.