MundoKit

Cash declaration limit checker

Choose both jurisdictions and enter reportable holdings separately for each border. Each line identifies the carrier, currency, amount and applicable conversion rate.

Inputs
One line: carrier ID; currency; amount; local currency per one currency unit. Example rates only: replace with the applicable official rate. Include every reportable instrument for this side; use different lists where definitions differ. Blank means zero. Max 200 lines. Use anonymous carrier IDs, not names. Rates must be local currency per 1 foreign unit; invert a quote given in the opposite direction. Japan: official weekly rates — select the week containing your crossing date. Canada: Bank of Canada rates — use the rate in effect at import/export under CBSA E667. For other profiles, confirm the applicable rate and period with the linked border authority; no universal customs rate is assumed. Local-currency preset: use the destination’s variant page, which starts with its own currency at rate 1; replace the amount with your holdings. Border guidance: EU external border, Great Britain, Northern Ireland, United States, Japan, Australia, Canada.
One line: carrier ID; currency; amount; local currency per one currency unit. Example rates only: replace with the applicable official rate. Include every reportable instrument for this side; use different lists where definitions differ. Blank means zero. Max 200 lines. Use anonymous carrier IDs, not names. Rates must be local currency per 1 foreign unit; invert a quote given in the opposite direction. Japan: official weekly rates — select the week containing your crossing date. Canada: Bank of Canada rates — use the rate in effect at import/export under CBSA E667. For other profiles, confirm the applicable rate and period with the linked border authority; no universal customs rate is assumed. Local-currency preset: use the destination’s variant page, which starts with its own currency at rate 1; replace the amount with your holdings. Border guidance: EU external border, Great Britain, Northern Ireland, United States, Japan, Australia, Canada.

Results

Declaration threshold check
No assessed threshold triggered
Departure
Below declaration trigger
Arrival
Below declaration trigger
Converted totals by reporting unit
BorderReporting unitTotal (rounded for display)Declaration triggerResult
DepartureFamily / travelling group10,000 USD> 10,000 USDNot triggered
ArrivalA9,000 EUR≥ 10,000 EURNot triggered
  • United States: Currency and reportable monetary instruments, including bearer instruments; not ordinary bank balances. Entering or leaving the United States; check transit crossings too.
  • EU external border: Cash, bearer instruments, gold coins at least 90% pure and bullion at least 99.5% pure. EU external border only; national internal-border rules are separate.
  • Include all members of one travelling family/group for GB, NI and US; individual carriers are tested separately elsewhere. Repeat for unrelated groups and each transit border. Never split holdings to avoid reporting.
  • Rates are user inputs, not live quotes. These are reporting thresholds, not carrying caps or clearance approval. Other restrictions and requests for disclosure may apply below the thresholds.
  • EU-internal and unlisted jurisdictions are not assessed. For China use the related China cash checker.

Results update as you type. The share link stores your inputs after the # in the address, which is not sent to our server, but anyone you send it to can read them.

Last checked 2026-11-14. Rules change, sometimes at short notice. We list the date we last checked each official source; confirm with the official government source before you travel, buy or file. This is general information, not legal or immigration advice.

This is a general estimate for information only, not tax, legal or financial advice. Real rules have more conditions than a calculator can show, so check the official source below or a qualified professional for your situation.

How it works

For each carrier, multiply each amount by local currency units per one unit of that currency and add the converted amounts. GB, NI and US apply the travelling family/group total. Other profiles check each carrier. Use one list per border because reportable instruments and conversion rates differ.

converted holdings = Σ(amount × rate)

US and Japan use a strict greater-than test; the other profiles include equality. Decimal arithmetic compares unrounded totals. Display totals have at most six decimal places. Replace the example rates with the applicable official customs rate. Rules were checked on 14 November 2026; historical commencement dates vary.

“Other” means unassessed, not exempt. EU refers to its external border, not every European country. NI arrivals from GB are tested, but the reverse journey has no UK cash declaration under this rule. National intra-EU rules, freight, sanctions and Japan–North Korea departures are outside this checker.

Worked examples

US equality versus EU equality

One carrier with USD 10,000 at rate 1 into USD does not exceed the US trigger. The same amount at an example EUR rate of 1 totals EUR 10,000 and triggers the EU declaration.

A travelling group in Great Britain

Two carriers with GBP 6,000 and GBP 4,000, both converted at 1, total GBP 10,000. The group triggers GB reporting even though neither person carries that much individually.

Mixed currencies in Japan

JPY 500,000 at 1 plus USD 4,000 at an example 125 JPY per USD equals JPY 1,000,000. That equals, but does not exceed, the ordinary Japan trigger.

Frequently asked questions

Is the threshold a maximum I may carry?
No. It tests reporting obligations. A declaration does not remove separate restrictions or establish the lawful source of money.
Should I divide a group total by the number of travellers?
No. Enter the holdings of each carrier. The checker applies the selected aggregation rule without dividing totals.
Do I include gold and prepaid cards?
Definitions differ. EU includes specified investment gold; NI guidance includes gold and prepaid cards. Japan has a separate gold-weight declaration. Read the profile’s instrument list before entering amounts.
Are the exchange rates current?
No. Every rate is a user input; defaults are arithmetic examples. Obtain the rate applicable to the border and crossing date.
Does a transit need another check?
Possibly. Run the checker for each relevant crossing and check the transit jurisdiction’s official guidance.

Sources

By country

Last reviewed 2026-11-14; next review due by 2027-02-12. The method is written out above so you can check our math.